Debt Payoff Pro App Reviews

I make most of my payments bi-weekly. It would be nice if you could add a bi-weekly payment option instead of having just the single monthly payment option.

I owed close to $1M before getting this app.within days nothing changed except my ability to focus on what i owed. If youve got debt issues...$.99 is the least of your issues. Do it!

Need to have bi- weekly , accelerated bi weekly, semi monthly. I pay bi weekly so the calculations for a pay off date are wrong. Need to have amortization and term key as well. all these calculations are out. Not very accurate because of that.

The program does not work. I bought it, set up my loans etc. Im told 5 days ahead that payments will be made but nothing happens. Waste of money, dont buy it.

Just like other people say...I set up everything and my balances stay the same...nothing changes after every monthly payment. How do you highlight payments???

The application is fine but will appreciate if it can sync between devices like iPhone and IPad, its doubled the work to redo the same on each device.

Hey love this app. Can we get bi-weekly payments? Some of my debts are paid biweekly and it would be nice to have that option. Keep up the great work!

This App is good, but still needs some work. When I add in a new debt and set my monthly payment plan, the payments always recalculates to whatever amount the App feels like so that the pay off date is not realistic at all. Example, I put in a 2000 debt and set my monthly payments to 200 starting march 1. The app calculated my debt to b paid off in 6 payments. The first four payments are set at 200 , but the 5th payment is 466.85 and the final payment 733.15!!! Has other features such as a loan calculator but I have not used everything yet. I recommend the lite version before spending the money for this version.

Dont waste your money. Its all well and good to give give me a plan to pay my debts, but life happens and things dont go as planned. There is no way to account for this. We got some unexpected money and put it all on the credit card but the only way to account for this is to re-enter the entire amount of the credit card. We dont get to see our progress, or track how much weve paid off so far. Also weekly and biweekly payments would be good.

Does what it says, I tried the trial version and liked it so I upgraded to the full version. I believe most of the previous reviews here concerns have been updated into this version such as additional principal payments which is nice. My only issue currently is that in the reports section and then overview, the pie graph labeling doesnt fully fit on the page so some of the letters are cut off, it doesnt appear this way in the screenshots below. This should be fixed and then Id give a 5 star review.

Most of the negative reviews are from ppl who dont understand how the debt snowball theory works. Your payments only increase when another debt is paid off and then the amount of that payment is added to the next debt. The app works great for following this method of debt payoff. Its simple and I find very user friendly. A quick google search will explain the principles of the debt snowball for anyone who is unclear. I was hoping w the upgrade that these tweaks would have been addressed but no such luck. They seem minor but would make a world of difference! Many ppl have said the bi-weekly payments would be an excellent addition and I agree. There is also some kind of bug that if you enter a new debt that debt is back-dated to when you first entered your data. I guess in theory you dont want to be adding more debts but realistically that sometimes just doesnt happen. Entering a start date for new debts would address this and allow the app to be much more accurate! The app works great! What seems to be happening is ppl dont realize that the app doesnt assume youve made your payments. Every month you must go in and click on the payments youve made... Then your payments will be reflected in the app.

This app was useless as it froze on first use and never got better

Great Great Great app ... Two new features must be added : - biweekly payment option. - skip a payment option. Thanks

A good idea but doesnt meet my needs for a few reasons: when entering your debts, the start date defaults to the current date, and theres no way to edit it to reflect the statement date so the interest and payment schedule are always wrong No way to enter a lump sum payment, or more frequent payments No way to change the interest rate to reflect changes I still use a credit card for convenience-theres no way to show additional charges Im going to delete this app and keep searching for something better

dont waste your .99 there are better websites that will allow you to track your progress much better

I have never felt the need to write a review until now. I think most people are aware that the snowball effect refers to the act of adding the amount of a cleared debt to the amount of an existing debt to accelerate its repayment. More specifically using the lowest balance method to key in on people seeing their debt paid so they will keep it up. My issue is that this app implies that it will create the schedule and plan once you input the debt and starting parameters. However in reality there is no link made at all between the debts they each stand on their own. I expect if this method is applied my schedule for the next debt should show the extra payment once the first debt is at an end. I should not have to modify the schedule created to show the snowball effect on different debts. It would be easier to use a spread sheet with formulas which is what I do now. The app would be great to take with me which was the reason for my purchase. In any case Im quite disappointed Im also greatful it was only 99 cents. If you Need a schedule of your debt and how much interest you will save on each with varying extra amounts. Its great. If you want to have them impact each other forget it.

Would be great but missing an option to put in bi-weekly payments. If they add that in an update I would give it 4 stars.

This app would be amazing if it had an option to track biweekly payments. Also why do you always have to record a payment with extra amount? I always have to add 1.00 for it to record my payment. I hope this negative review of your app encourages the app developer to make changes so I can write a positive review.

This would be a four star app if they added more payment options such as bi-weekly, semi-monthly and weekly. No one makes just monthly payments anymore. Also allow sync across devices. Both updates would make it a five star app

This will be an amazing App if it include weekly & bi-weekly in time period payment.