Debt Payoff Pro app for iPhone and iPad

4.0 ( 5600 ratings )

Business Finance
Developer: SVT Software

0.99 USD

Current version: 5.1, last update: 7 years ago
First release : 05 Apr 2011
App size: 4.3 Mb

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Featured by Apple in "Whats Hot" list

Debt Payoff Pro will help you to payoff all your debts using the popular Debt-snowball method. The debt-snowball method is the primary debt management technique taught and recommended by many financial experts. Using this approach, you would pay the minimum payments on all your debts until your first debt is payoff. Then you would use the extra payment from the paid off debt and apply it to the next debt. The amount of extra payment will grow as more debts are payoff which results in a "snowball" affect that will help you to payoff subsequent debts faster and increasing your confidence in the process.

* Bonus Calculator Apps Included
- Payoff Date Calculator
- Mortgage Calculator
- Loan Calculator

FEATURES

* Universal Binary
- Designed for iPhone, iPod Touch, and iPad devices. No need to buy separate apps for each device.

* Multiple Debts Tracking
- Track unlimited number of debts.

* Multiple Payoff Strategies
- Lowest Balance First
- Highest Balance First
- Highest Interest First
- Custom Ordering

* Debt Payment Tracking
- Tracking your debt payment is as simple as highlighting the payment from the payment schedule.

* Extra Payment Support
- Make extra principal payments to pay off your debts faster.

* Charts and Reports
- See your total debts, debts remaining, total interest paid, total interest saving, debt payoff date, and debt payoff time savings via charts and reports.

* Percent Paid Progress Bars
- Progress bar for each debt helps motivate you toward paying off your debts.

* Payment Due Date Notification
- Reminds you when payments are due. You can also set the time of day that you want to be notified.

* Amortization Table
- A complete payment schedule allows you to view the interest, principal, and remaining balance for each and every payment of the loan.

* Dynamic Custom Ordering of Debts
- With the custom ordering strategy, you can dynamically change the order of debts payoff from the main screen and instantly see how it affects the total debt plus interest amount and the debt payoff date.

* Payoff Date Calculator
- Use the built-in calculator to see the how the monthly payment amount will affect the payoff date and total interest paid.

* Passcode Security
- Passcode protection to keep financial information private.

* Export Capability
- Export your payment list and amortization schedule in HTML format via email.

* Large Number Keypad
- Enter numeric amounts easier and faster with a large standard keypad.

* Customization Settings and Icons
- Configurable settings and beautiful debt icons to customize the application based on your preferences.

* Debt Delete Lock
- Prevents accidental deletion of debts and debt payment tracking.

* Backup / Restore
- Backup your data to your computer for safekeeping. Then restore it to your iOS device when you need to via the iTunes file sharing interface.

* International Currency Supports
- Currency support is based on the region setting of your device.

* Clean, Intuitive User Interface

* FREE Debt Payoff Lite Version
- Not convinced if Debt Payoff Pro is right for you? Please download the free Debt Payoff Lite version and see for yourself.

Pros and cons of Debt Payoff Pro app for iPhone and iPad

Debt Payoff Pro app good for

I make most of my payments bi-weekly. It would be nice if you could add a bi-weekly payment option instead of having just the single monthly payment option.

I owed close to $1M before getting this app.within days nothing changed except my ability to focus on what i owed. If youve got debt issues...$.99 is the least of your issues. Do it!

Hey love this app. Can we get bi-weekly payments? Some of my debts are paid biweekly and it would be nice to have that option. Keep up the great work!

Does what it says, I tried the trial version and liked it so I upgraded to the full version. I believe most of the previous reviews here concerns have been updated into this version such as additional principal payments which is nice. My only issue currently is that in the reports section and then overview, the pie graph labeling doesnt fully fit on the page so some of the letters are cut off, it doesnt appear this way in the screenshots below. This should be fixed and then Id give a 5 star review.

Great Great Great app ... Two new features must be added : - biweekly payment option. - skip a payment option. Thanks

Some bad moments

Need to have bi- weekly , accelerated bi weekly, semi monthly. I pay bi weekly so the calculations for a pay off date are wrong. Need to have amortization and term key as well. all these calculations are out. Not very accurate because of that.

The program does not work. I bought it, set up my loans etc. Im told 5 days ahead that payments will be made but nothing happens. Waste of money, dont buy it.

Just like other people say...I set up everything and my balances stay the same...nothing changes after every monthly payment. How do you highlight payments???

Dont waste your money. Its all well and good to give give me a plan to pay my debts, but life happens and things dont go as planned. There is no way to account for this. We got some unexpected money and put it all on the credit card but the only way to account for this is to re-enter the entire amount of the credit card. We dont get to see our progress, or track how much weve paid off so far. Also weekly and biweekly payments would be good.

This app was useless as it froze on first use and never got better

A good idea but doesnt meet my needs for a few reasons: when entering your debts, the start date defaults to the current date, and theres no way to edit it to reflect the statement date so the interest and payment schedule are always wrong No way to enter a lump sum payment, or more frequent payments No way to change the interest rate to reflect changes I still use a credit card for convenience-theres no way to show additional charges Im going to delete this app and keep searching for something better

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Usually Debt Payoff Pro iOS app used & searched for

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