Like it but needs some tweaks

Most of the negative reviews are from ppl who dont understand how the debt snowball theory works. Your payments only increase when another debt is paid off and then the amount of that payment is added to the next debt. The app works great for following this method of debt payoff. Its simple and I find very user friendly. A quick google search will explain the principles of the debt snowball for anyone who is unclear.

I was hoping w the upgrade that these tweaks would have been addressed but no such luck. They seem minor but would make a world of difference! Many ppl have said the bi-weekly payments would be an excellent addition and I agree. There is also some kind of bug that if you enter a new debt that debt is back-dated to when you first entered your data. I guess in theory you dont want to be adding more debts but realistically that sometimes just doesnt happen. Entering a start date for new debts would address this and allow the app to be much more accurate!

The app works great! What seems to be happening is ppl dont realize that the app doesnt assume youve made your payments. Every month you must go in and click on the payments youve made... Then your payments will be reflected in the app.

RaphiaFree about Debt Payoff Pro, v3.5.3